[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.qualichem.cz\/vanoce-svatky-klidu-a-miru\/#Article","mainEntityOfPage":"https:\/\/www.qualichem.cz\/vanoce-svatky-klidu-a-miru\/","headline":"V\u00e1noce sv\u00e1tky klidu a m\u00edru","name":"V\u00e1noce sv\u00e1tky klidu a m\u00edru","description":"V\u011bt\u0161ina lid\u00ed se t\u011b\u0161\u00ed na V\u00e1noce kv\u016fli radosti ze shled\u00e1n\u00ed s rodinou, p\u0159\u00edjemn\u00e9mu \u010dasu, ale hodn\u011b z n\u00e1s se t\u011b\u0161\u00ed na d\u00e1rky. D\u00e1rky jsou ka\u017ed\u00fd rok v\u00edc a v\u00edc propagovan\u00e9. A\u0165 se pod\u00edv\u00e1me do obchodn\u00edch dom\u016f, televiz\u00ed, radi\u00ed, novin a dal\u0161\u00edch medi\u00ed. Takzvan\u00e1 „v\u00e1no\u010dn\u00ed mas\u00e1\u017e“ za\u010d\u00edn\u00e1 nejpozd\u011bji v \u0159\u00edjnu a vrchol\u00ed t\u011bsn\u011b p\u0159ed sv\u00e1tky. V\u00e1noce u\u017e d\u00e1vno nejsou […]","datePublished":"2019-11-16","dateModified":"2023-06-09","author":{"@type":"Person","@id":"https:\/\/www.qualichem.cz\/author\/#Person","name":"","url":"https:\/\/www.qualichem.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"qualichem.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.qualichem.cz\/wp-content\/uploads\/img_a362060_w4211_t1575054598.jpg","url":"https:\/\/www.qualichem.cz\/wp-content\/uploads\/img_a362060_w4211_t1575054598.jpg","height":0,"width":0},"url":"https:\/\/www.qualichem.cz\/vanoce-svatky-klidu-a-miru\/","about":["Pen\u00edze"],"wordCount":452,"articleBody":"V\u011bt\u0161ina lid\u00ed se t\u011b\u0161\u00ed na V\u00e1noce kv\u016fli radosti ze shled\u00e1n\u00ed s rodinou, p\u0159\u00edjemn\u00e9mu \u010dasu, ale hodn\u011b z n\u00e1s se t\u011b\u0161\u00ed na d\u00e1rky. D\u00e1rky jsou ka\u017ed\u00fd rok v\u00edc a v\u00edc propagovan\u00e9. A\u0165 se pod\u00edv\u00e1me do obchodn\u00edch dom\u016f, televiz\u00ed, radi\u00ed, novin a dal\u0161\u00edch medi\u00ed. Takzvan\u00e1 „v\u00e1no\u010dn\u00ed mas\u00e1\u017e“ za\u010d\u00edn\u00e1 nejpozd\u011bji v \u0159\u00edjnu a vrchol\u00ed t\u011bsn\u011b p\u0159ed sv\u00e1tky.V\u00e1noce u\u017e d\u00e1vno nejsou sv\u00e1tky, kdy je nejd\u016fle\u017eit\u011bj\u0161\u00ed sej\u00edt se s rodinou a p\u0159\u00e1teli. Nyn\u00ed je d\u016fraz na velk\u00e9 dary. U\u017e d\u011bti ve \u0161kolk\u00e1ch a \u0161kol\u00e1ch se ihned po V\u00e1noc\u00edch mus\u00ed chlubit p\u0159ed celou t\u0159\u00eddou, co dostali pod strome\u010dek. A tady za\u010d\u00edn\u00e1 probl\u00e9m s „v\u00e1no\u010dn\u00edmi p\u016fj\u010dkami.“Ka\u017ed\u00fd rodi\u010d si p\u0159eje pro sv\u00e9 d\u00edt\u011b spln\u011bn\u00e1 v\u0161echna p\u0159\u00e1n\u00ed, a\u0165 to stoj\u00ed, co to stoj\u00ed. Bohu\u017eel jsme se ocitli v dob\u011b, kdy obchodn\u00edci s p\u016fj\u010dkami, \u00fav\u011bry jsou si toho moc dob\u0159e v\u011bdomi a tuto slabost rodi\u010d\u016f vyu\u017e\u00edvaj\u00ed.\tNa co si d\u00e1t p\u0159i bran\u00ed p\u016fj\u010dky pozor Dvoj\u00ed \u00farok –  jedn\u00e1 se o \u00farokovou sazbu pro p\u0159\u00edpad, kdy spl\u00e1c\u00edte \u0159\u00e1dn\u011b a v\u010das, ale pokud se stane, \u017ee se opozd\u00edte, \u00farok se zm\u011bn\u00ed. Jedn\u00e1 se o pou\u017eit\u00ed retroaktivity, kdy spole\u010dnost do\u00fa\u010dtuje b\u011b\u017en\u00fd \u00farok (tedy vy\u0161\u0161\u00ed ne\u017e byl, sjedn\u00e1m) na celou dobu spl\u00e1cen\u00ed. Znamen\u00e1 to tedy, \u017ee pokud se zpozd\u00edte u posledn\u00ed spl\u00e1tky, kdy \u00farok plat\u00edte, nap\u0159i. 4 %, tak doplat\u00edte zp\u011btn\u011b \u00faroky klidn\u011b 7 % za ka\u017edou spl\u00e1tku.Takto je mo\u017en\u00e9 p\u0159i p\u016fj\u010dce 10 000 K\u010d zaplatit i 50 000 K\u010d.Neziskov\u00e1 organizace \u010clov\u011bk v t\u00edsni vypracovala anal\u00fdzu firem, kter\u00e9 tyto mal\u00e9 p\u016fj\u010dky poskytuj\u00ed. U \u0159ady z testovan\u00fdch spole\u010dnost\u00ed se setkali s praktikami na hranici z\u00e1kona. Jedn\u00e1 se zejm\u00e9na o navy\u0161ov\u00e1n\u00ed \u00faroku v p\u0159\u00edpad\u011b prodlen\u00ed se spl\u00e1tkou, neinformovanost ohledn\u011b smluvn\u00edch pokut ze strany poskytovatele \u00fav\u011bru a dal\u0161\u00ed podivn\u00e9 praktiky.„V\u00e1no\u010dn\u00ed p\u016fj\u010dky“ sice pomohou k v\u00edce d\u00e1rk\u016fm pod strome\u010dkem, ale mohou zkomplikovat finan\u010dn\u00ed situaci na dal\u0161\u00edch n\u011bkolik m\u011bs\u00edc\u016f mo\u017en\u00e1 i let.Vra\u0165me se k tradi\u010dn\u00edm V\u00e1noc\u016fm a u\u017e\u00edvejme si radost s bl\u00edzk\u00fdmi.                                                                                                                                                                                                                                                                                                                                                                                        3.6\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u00e1noce sv\u00e1tky klidu a m\u00edru","item":"https:\/\/www.qualichem.cz\/vanoce-svatky-klidu-a-miru\/#breadcrumbitem"}]}]